Investment Terms & Financial Phrases You Should Know

Your Guide to Understanding the Language of Wealth, Crypto, and Precious Metals

The financial world can be overwhelming—especially with all the jargon thrown around. At ChadSartin.com, we believe in breaking down complex terms into simple, real-world language so you can invest and protect your wealth with confidence.

Whether you’re just getting started or brushing up on the basics, this page will guide you through key investment phrases across crypto, stock trading, precious metals, and decentralized finance (DeFi).

• ISO 20022 – A global financial messaging standard modernizing how money moves between banks and financial systems. Key crypto tokens like XRP, XLM, and ALGO are ISO 20022-compliant.
• Self-Custody – Controlling your own crypto assets through a private wallet, not a centralized exchange.
• Staking – Locking up your crypto to support a blockchain network and earn passive rewards.
• Cold Wallet – A secure, offline wallet used to store crypto (e.g., Arculus, Ledger, Tangem).
• DeFi (Decentralized Finance) – Financial tools that operate without banks or middlemen, often using smart contracts.
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• Bullion – Physical gold or silver bars and coins traded for investment purposes.
• Spot Price – The current market price of gold or silver for immediate delivery.
• Premium – The additional cost above spot price, often for manufacturing and dealer markup.
• IRA-Eligible Metals – Specific gold/silver products approved for tax-advantaged retirement accounts.
• Tokenized Gold/Silver – Digitally backed assets representing real precious metals (e.g., Kinesis, PAXG).
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• Support & Resistance – Key price levels where assets tend to bounce or reverse.
• Technical Indicators – Tools like RSI, MACD, or Bollinger Bands used to predict price movements.
• AI Trading Tools – Software that uses algorithms or artificial intelligence to automate trading (e.g., ChartPrime, Trade Ideas, Cryptohopper).
• Swing Trading – A strategy where traders aim to profit from short-term price movements.
• Risk Management – A method of limiting losses through strategies like stop-loss orders and portfolio allocation.
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• Inflation Hedge – An asset that protects against the loss of purchasing power (e.g., gold, silver, real estate).
• Diversification – Spreading your investments across multiple assets to reduce risk.
• Portfolio Allocation – Choosing what percentage of your money goes into crypto, metals, cash, etc.
• Capital Gains – Profits made from the sale of an investment.

Financial freedom starts with financial literacy. This glossary is here to help you take control, ask smarter questions, and make confident investment decisions—without the confusion.

Looking for a deeper explanation? Book a consultation and let’s break it all down one-on-one.

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